In India, construction workers are often one of the most vulnerable groups in the workforce. With regard to their construction and developmental work, the government has implemented the Bandhkam Kamgar Yojana for socio-economic upliftment. This is administered by the MAHABOCW of the Government of Maharashtra. The scheme has multiple welfare provisions which include financial aid, medical aid, educational assistance, life and health insurance, etc.
This blog discusses the Bandhkam Kamgar Yojana, goals, eligibility criteria, online/offline application processes, and linked welfare schemes. Also answer some key questions to make the process clear for the workers.
What is Bandhkam Kamgar Yojana?
The scheme was launched on 18th April, 2020. It is also known as Mazdoor Sahayata Yojana or Maharashtra Nirman Shramik Yojana. The purpose of the scheme is to provide social and financial assistance to registered construction workers in Maharashtra.
The initiative is funded through a 1% cess placed on construction projects (excluding land value), this initiative guarantees that workers participating in economically productive construction work access appropriate benefits. The scheme is sanctioned under the Building and Other Construction Workers Welfare Cess Act, 1996.
Bandhkam Kamgar Yojana – Basic Facts
| Feature | Details |
| Scheme Name | Bandhkam Kamgar Yojana |
| Launched By | Maharashtra Building and Other Construction Workers Welfare Board |
| Year of Launch | 2020 |
| Beneficiaries | Construction workers residing in Maharashtra |
| Registration Mode | Online & Offline |
| Registration Fee | ₹1 (one-time) + ₹1 (annual subscription) |
| Official Website | mahabocw.in |
| Helpline Numbers | (022) 2657-2631 / 2657-2632 / 7400012262 |
| bocwwboardmaha@gmail.com, support@mahabocw.in | |
| Address | 5th Floor, MMTC House, Plot C-22, E-Block, Mumbai |
Objectives of the Bandhkam Kamgar Yojana
The Bandhkam Kamgar Yojana aims to improve and protect the welfare of construction workers through the following objectives:
- Financial Assistance: Enable construction workers to receive direct payment which will assist them in managing their day to day activities and alleviating financial burdens.
- Social Security Coverage: Workers are entitled to receive appropriate welfare benefits, i.e. health insurance, pensions, maternity payments, and other social welfare.
- Skill Enhancement: Offering skills development and training courses that improve chances of employment in the future.
- Workplace Safety and Welfare: To improve safety standards at work by providing safety work equipment and preventing children from working in hazardous environments.
- Reducing Complexity: Reducing barriers to access services under the program by simplifying the processes involved in applying for benefits and servicing them through an online portal which reduces waits and backlogs.
Welfare Schemes Offered by MAHABOCW
The Maharashtra Building and Other Construction Workers Welfare Board (MAHABOCW) provides a wide range of welfare schemes aimed at improving the lives of registered construction workers and their families. These schemes cover areas like social security, education, healthcare, and financial assistance. Here’s a detailed overview:
1. Social Security Schemes
- Marriage Assistance: ₹30,000 is provided for the first marriage of a registered construction worker.
- Personality Development: Personality development book sets are distributed to promote self-growth.
- Tool Purchase Assistance: Workers can receive ₹5,000 for buying essential tools.
- Insurance Coverage: Workers are covered under the Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana.
- Skill Development: Access to skill enhancement and training programs for upskilling in construction work.
2. Education Schemes
- Primary & Secondary Education:
- ₹2,500 for children studying from 1st to 7th standard.
- ₹5,000 for those in 8th to 10th standard.
- Higher Secondary: ₹10,000 for students who score 50% or above in the 10th or 12th exams.
- College Education: ₹20,000 annually for students pursuing degree courses.
- Professional Courses:
- ₹1,00,000 for medical degree students.
- ₹60,000 for engineering students.
- Diploma & Postgraduate Studies:
- ₹20,000 for diploma courses.
- ₹25,000 for postgraduate courses.
- IT & Computer Training: Reimbursement of fees for completing the MS-CIT computer course.
3. Health Care Schemes
- Maternity Benefits:
- ₹15,000 for normal delivery.
- ₹20,000 for Caesarean delivery.
- Medical Assistance: Up to ₹1,00,000 for treatment of serious illnesses.
- Family Planning Support: A fixed deposit of ₹1,00,000 for a daughter’s education if sterilization is performed after the birth of the first girl child.
- Disability Support: ₹2,00,000 is given to workers suffering from 75% or more disability.
- Mahatma Jyotiba Phule Jan Arogya Yojana: Health insurance coverage is extended to workers under this scheme.
4. Schemes of Financial Assistance
- Accidental Death: Legal heirs receive ₹5,00,000 if a registered worker succumbs to an accident while working at a construction site.
- Natural Death: In the event of a registered worker’s death due to natural causes, ₹2,00,000 is awarded.
These initiatives aim to provide construction workers and their families with education, healthcare, and socio-economic welfare to ensure long-term financial security. Workers registered under MAHABOCW are able to access these benefits which help to enhance their socio-economic status and enable them to work towards a more secure future.
Documents Needed For Registration And Claims
For registration and claiming benefits, the following documents need to be kept handy:
- Aadhaar card, birth certificate, or a school leaving certificate serves as age proof.
- Address proof includes an Aadhaar card, ration card, or any utility bill.
- A voter ID, PAN card, or Aadhaar card is sufficient for identity proof.
- 90 Days Work Certificate:
- For Rural Areas: Certificate from Gramsevak (Available in downloadable format).
- Urban Areas: Certificate from the builder/developer/contractor (Available in downloadable format).
- Photographs: Three passport-sized photographs taken recently.
- Bank details: A copy of your bank passbook or a cancelled cheque.
Eligibility Criteria
To be eligible for Bandhkam Kamgar Yojana benefits, the applicant must:
- You must be a Maharashtra resident.
- You must be between the ages of 18 to 60 years old.
- Have completed at least of 90 hours as construction workers within the last 12 months.
- Sign up through MAHABOCW.
Also Read:- Lakhpati Didi Yojana Online Apply || Mudra Loan – Pradhan Mantri Mudra Yojana Online Apply
Recognized Types of Construction Work
MAHABOCW recognizes various types of construction-related work
- Construction of buildings
- Road and street work
- Tramways, railways, and airfields
- Distribution of water and flood control
- Transmission lines and power plants
- Installation of oil and natural gas
- Dam, canal and reservoir construction
- Tunnel bridge, tunnel and viaduct construction
- Telecommunication infrastructure
- Interior/exterior building jobs
- Installation of energy-saving or safety systems
Online Application Process for Bandhkam Kamgar Yojana
Step-by-Step Online Registration
- Visit Portal: Visit mahabocw.in.
- Click on Registration in “Workers”. Under the “Workers” section, click on “Worker Registration.”
- Eligibility Information: Fill in the birth date or work day, along with the details of the residency.
- Check Eligibility: Click on “Check Eligibility.
- Check eligibility, then click “OK. Enter Aadhaar and your mobile number.
- Fill out the form: The form must be completed by filling in your personal details such as including address, family members, and contact details in accordance with Aadhar as well as employment information.
- Uploading documents: Add Aadhaar card, or documents of employment proof, or proof of residence.
- Pay for your subscription: Pay Rs 1 for registration and Rs. 1 for annual membership.
- Submission and Acknowledgement: The acknowledgement form should be saved for use later on.
Note: Starting on the 5th day of February 2025 all renewals and claim forms, and registrations have to be filed via the internet. Workers must schedule document verification post-submission.
Offline Registration Process
Users who don’t have access to the internet can not register online:
- Visit Facilitation Center: Search for the closest MAHABOCW center or taluka centre.
- Find Form-V: Download or obtain the Worker Registration Form.
- Fill Form: Include Name, Aadhaar, address, bank information, as well as 90+ days of employment evidence.
- Provide documents: Aadhaar card, identity proof of residence, passport-size photo.
- Submit Form: Submit form and other documents to the center staff.
- Payment: Pay Rs1 registration and Rs1 annual fee.
- Receipt: You will receive your the registration number in 7-15 days.
- Collector Card: The center can be visited in the future to get your membership card, or go on the internet using your membership number.
Note: Starting February 5, 2025, data entry at centers has stopped, but they still accept offline forms for manual processing. You should bring original documents for verification if asked.
How do I download forms from the MAHABOCW Portal
- Go to mahabocw.in
- Visit the “Download” section.
- Choose the form you want (Form-V Form-V, claim form etc.)
- Use the button to save the PDF.
- Make sure to fill in your information manually if online submission is required.
How to Check Benefit Distribution Status
- Go to MAHABOCW official website.
- Click to “Benefits Distributed” on the homepage.
- Choose:
- Scheme Benefits Transferred
- Scheme Benefits Transfer Failures
- Enter details: district, scheme, name, account number, IFSC code.
- Simply click “Search” to check the your status.
Other Online Services Available
- Apply Online to Claim: Claim requests can be submitted through the online portal.
- Yearly Renewal: Membership renewal is by paying Rs1.
- Change Claim Appointment: Reschedule online.
- Update Worker Profile: Edit address, contact, bank details.
Helpline – Contact Information
| Category | Contact Details |
| Phone | (022) 2657-2631, (022) 2657-2632 |
| Additional Info | 7400012262 |
| bocwwboardmaha@gmail.com, support@mahabocw.in | |
| Office Address | 5th Floor, MMTC House, Plot C-22, E-Block, Bandra East, Mumbai, Maharashtra |
Conclusion
The Bandhkam Kamgar Yojana is an innovative initiative to provide social and financial protection to hundreds of construction workers throughout Maharashtra. By implementing a more efficient digital procedure along with a myriad of welfare programs and programs, the MAHABOCW is making significant progress in helping workers and their families.
If you’re a construction worker or a person who assists in registering This comprehensive guide makes it easy to follow the procedure. Make sure you register today for an improved future with the Bandhkam Kamgar Yojana.For more information and updates, go to the official website: www.mahabocw.in
FAQs on Bandhkam Kamgar Yojana
Q1. Who are eligible for Bandhkam Kamgar Yajana?
Every construction worker from 18 to 60 who lives in Maharashtra and who has worked more than 90 days in the last year.
Q2. What is the cost of registration?
Only Rs1 registration cost as well as a Rs1 per year subscription.
Q3. Do workers with no internet connection be registered?
Yes. Registration on the internet through facilitation centers is possible.
Q4. What is the best way to verify claim status on line?
Utilize the ‘Benefits Distributed section of mahabocw.in.
Q5. What happens when my earnings do not transfer?
Review the ‘Scheme Benefits Section on Transfer Failures, and then update your information about the bank if necessary.
